There is a limit of $1,000,000 CDN per year. For members over age 70, there is a $500,000 CDN annual maximum. 100% coverage, after $5,000 CDN deductible, subject to specific limits set out in the master policy.
Yes. For members accessing the Global Medical Care benefit and receiving medical treatment more than 320 km from home, receive up to $5,000 per year to pay for transportation to and from point of service and accommodations while receiving treatment. Benefit is paid on a reimbursement basis. Additional details available in the master policy.
Yes. Members can access private clinics or with private practitioners who have withdrawn from the provincial health plan within Canada. Note that benefits in Canada are not payable if they are covered under a government plan, or other health care plan or policy.
Minimum age to apply is 18 (except for dependent children).
Maximum age for new applicants is 75.
There is no termination age, so long as the policy is renewed and insured is still eligible.
There are no health questions in order to qualify for Byond Membership.
The Global Medical Care benefit has restrictions related to pre-existing conditions. See master contract for more information. Coverage may differ for Groups, so contact your BYOND Advisor for more information.
There are no restrictions on the Prevention program (annual medical assessment) including the Wellness Bundle, the CT/MRI access and Teladoc Medical Experts portion of the Diagnostic program.
The insurance policy is underwritten by certain underwriters at Lloyd’s of London.
When you are enrolled in Byond, and select a clinic, you will be invited to download the corresponding app and receive instructions to invite your eligible dependents. Cleveland Clinic also offers a unique Virtual Care Tool called a Tyto Home Medical Exam Kit, which allows their nurses and Doctors to provide a more thorough exam for you and your family. The Tyto is available for an additional fee. Ask your Byond Advisor for more information.
Yes. The Complete Executive Health package includes all of the listed benefits. There is also an option to remove the Prevention Services (Annual Assessment and Wellness Bundle).
Byond Membership is available on Single, Couple and Family basis.
You can initiate booking your Annual Assessment by completing the following online form. Once submitted, the private the clinic of your choice will be notified, and reach out to help schedule your Assessment.
Contracting Teladoc Medical Experts is easy.
Call Teladoc Medical Experts at 1-877-419-2378.
Claims require a pre-certification to allow the insurance company to confirm eligibility and to assist with next steps. Once you contact Best Doctors Insurance Canada, they will help coordinate direct billing and gather medical information from service providers so that members do not pay out of pocket or spend time trying to obtain medical records and information.
No, Byond is not a medical services company and does not provide medical services or advice. Byond is a product that is sold exclusively through the GroupBenefitz Platform Inc, and its network of advisors. Byond is a bundle of products, packaged together to provide members ease of access, enrolment and advantaged pricing.
Byond is an executive health brand with insurance services provided by licensed advisors.
No, children do not get an assessment but they will have access to other key elements of the Byond product.
gutChek – Can be accessed every 24 months and for dependents over 6 years of age covered under the family plan
Pillcheck – can be accessed once per lifetime of membership with Byond. For family membership the minimum age is 14 and only 2 tests can be accessed per family.
RxFood – Can be accessed annually and includes access for all dependents covered under the family plan.
While all 3 clinics provide virtual care access for the entire family, MedCan and The Cleveland Clinic provide access in-person on an ongoing basis. MedCan provides the entire family with in-person access, while The Cleveland Clinic offers in-person access to members who have completed their Annual Health Assessment.